Marriage

So, you're getting married? Congratulations! However, take note: entering the married state has legal and financial implications for your Lineco health plan benefits. It is important to review and address these benefit plan issues early on. We present here a summary of the health plan issues you need to understand to get a good start in your new life (so that you can get back to more important things, like fighting with the caterer).

Forms:

Additional Information:

Health & Welfare BenefitTabs™

Health & Welfare SPD

Planning Notes:

Financial planners recommend that recently married and those planning to get married should update a number of personal plans and documents. Here is a checklist of some items which you may need to update, revise, or consider:

 

 

 

 

Benefit Plan Checklist

 

You must fill out and submit a new Family Enrollment Card (FEC) to the Fund Office, along with a certified copy of your marriage certificate. Your new spouse is covered under your Plan from the date of your marriage onwards, but no claims can be paid on her behalf until a certified copy of your marriage certificate is on file at the Fund Office. Click here for forms.

 

You should review your designation of beneficiary for the Plan's life and AD&D insurance benefits. Your spouse (along with dependent children) is the default beneficiary if you do not name someone else. You can change your beneficiary at any time by filling in the Death Beneficiary Card (located on Family Enrollment Card) and returning it to the Fund Office. Click here for forms.

 

Review the rules for coordination of benefits. Coordination of benefits rules govern how each plan will pay for health care claims if each spouse has group health insurance.

External Related Links:
(These are listed for your convenience. The sites and the contents of the sites are not sponsored or endorsed by your benefit plans. Use them at your own risk.)

  • Nolo Marriage - -Good FAQ list dealing with many of the surrounding legal issues, procedures, & processes about marriage. Topics include records, change of name, marriage license, etc.
  • Marriage at About.com - - Useful links, and weekly feature articles on making your marriage the best it can be. Chat room and bulletin board also onsite. From About.com.
  • My Wedding Blog - -Thorough website offers a lot of great free information to help plan the perfect wedding. Great tips for photography, cakes, showers, and more.