Frequently Asked Questions

Eligibility

I am a new employee, when will I become eligible?
When will my family be eligible?
How long will my coverage last when I quit working?
I am disabled and cannot work. What will happen to my eligibility?
I have been called to active military duty. What will happen to the coverage I have earned?
I am attending a JATC school. What will happen to my eligibility?
I am taking FMLA (family medical leave). What will happen to my eligibility?
I am going to work for an IBEW employer who doesn't contribute to LINECO. What should I do so that my LINECO coverage does not terminate?
What is Short-Hours self payment?
How does the Health Care Reform Act of 2010 affect my medical benefits.




QUESTION: I am a new employee, when will I become eligible?

ANSWER: When you have worked at least 125 hours in an eligibility month, you will become covered on the first day of the corresponding benefit month. Example: 125 hours worked in January makes you eligible for March; 125 hours worked in February makes you eligible in April. (There is a lag or reporting month for your employer to submit and for Lineco to process the hours and the contributions for those hours.)

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QUESTION: When will my family be eligible?

ANSWER: Your eligible dependents will become eligible on the same date that you become eligible.

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QUESTION: How long will my coverage last when I quit working?

ANSWER: Any hours you work in excess of the required 125 hours are carried forward for up to 12 months under the Fund's "Rollback Rule." You may be eligible for several months after you quit working. Click here to check your eligibility hours or termination date.

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QUESTION: I am disabled and cannot work. What will happen to my eligibility?

ANSWER: If you become disabled and qualify for the Fund's "Eligibility due to Disability Rule," you may be eligible for up to 12 months of additional coverage for you and your family.

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QUESTION: I have been called to active military duty. What will happen to the coverage I have earned?

ANSWER: You and your family's eligibility will be frozen on the day that you enter active duty. Your coverage will be reinstated when you return to work for a contributing employer.

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QUESTION: I am attending a JATC school. What will happen to my eligibility?

ANSWER: You will be credited with 8 hours for each day you attend JATC school up to a maximum of 120 hours.

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QUESTION: I am taking FMLA (family medical leave). What will happen to my eligibility?

ANSWER: Have your employer send Lineco a copy of the FMLA certification. Your eligibility may be continued up to a maximum of 12 weeks.

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QUESTION: I am going to work for an IBEW employer who doesn't contribute to LINECO. What should I do so that my LINECO coverage does not terminate?

ANSWER: You will need to enroll in the IBEW Electronic Reciprocal System (ERTS) designating Lineco as your home Fund. You will also need to ask the Local Union in whose jurisdiction you are going to work to notify ERTS of where you are working.

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QUESTION: What is Short-Hours self payment?

ANSWER: Short hours self-payments are a separate offering of up to 6 months continuation of coverage for employees who do not have sufficient hours in a particular eligibility month. For some employees it may be cheaper to make a Short Hours self-payment than to make a COBRA payment; you can choose which is best for you. A letter is sent to those who may be eligible explaining the rules for Short Hours self-payments along with the Cobra notice. For more information on Short-hours self payments and COBRA, click here.

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QUESTION: How does the Health Care Reform Act of 2010 affect my medical benefits.

ANSWER: To read a full explanation of changes to the plan, click here.

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