Frequently Asked Questions

Vision

Does the plan pay for eye exams, glasses, or contacts?
Is it important that I advise the eye doctor that I have VSP vision coverage?
How do I determine which eye doctors participate in the VSP program?
Can I use any doctor or optometrist?
I really don't like wearing glasses or contacts. Will the plan pay for surgery to correct my vision?
What if I select lenses or designer frames which cost more than the amount allowed by VSP?




QUESTION: Does the plan pay for eye exams, glasses, or contacts?

ANSWER: Yes, the Plan does have a Vision benefit. Please refer to the Benefit Summary Tab or the SPD for more detailed information. The vision benefit is administered through Vision Service Plan (VSP), a network of vision care providers.

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QUESTION: Is it important that I advise the eye doctor that I have VSP vision coverage?

ANSWER: Yes, advise your eye doctor when you make your appointment that you have VSP coverage.

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QUESTION: How do I determine which eye doctors participate in the VSP program?

ANSWER: You can contact VSP directly at 1-800-877-7195 or at www.vsp.com.

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QUESTION: Can I use any doctor or optometrist?

ANSWER: Yes. However, if you use a non-VSP doctor, you will need to pay your provider in full, obtain an itemized receipt, and then file a claim with VSP. You would then be reimbursed according to the out-of-network schedule of benefits, which is less than the Plan would pay for an in-network provider.

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QUESTION: I really don't like wearing glasses or contacts. Will the plan pay for surgery to correct my vision?

ANSWER: No, the Plan does not have a benefit for surgery to correct vision.

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QUESTION: What if I select lenses or designer frames which cost more than the amount allowed by VSP?

ANSWER: If you select lenses or frames which cost more than the allowed amount, you will be responsible for the excess cost.

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