Frequently Asked Questions

Dependent Eligibility

I am a new employee, will the Plan cover my dependents automatically or must I pay for that coverage?
How do I add my dependents?
Why do you need my marriage certificate or divorce decree/court order?
My child is attending college this fall, will she still be covered under the Plan?
My child is totally disabled, will he still be covered under the Plan?
I am getting divorced, can my former spouse make self payments to continue coverage?




QUESTION: I am a new employee, will the Plan cover my dependents automatically or must I pay for that coverage?

ANSWER: The Plan covers eligible dependents of employees at no difference in the contribution rate.

For more information on eligible dependents, please refer to the Benefit Summary tab or the SPD.

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QUESTION: How do I add my dependents?

ANSWER: You can add a dependent by following the instructions on the Family Enrollment Card (FEC). You can obtain an FEC here. The FEC and any required documentation must be submitted to the Fund Office for final determination.

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QUESTION: Why do you need my marriage certificate or divorce decree/court order?

ANSWER: The Plan may require this documentation to properly determine coverage dates and also insurance responsibility for dependents.

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QUESTION: My child is attending college this fall, will she still be covered under the Plan?

ANSWER: Eligible children (up through age 25) may be eligible for coverage. Eligible children are not required to be students.

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QUESTION: My child is totally disabled, will he still be covered under the Plan?

ANSWER: If your child becomes totally disabled prior to age 26, they may remain covered as long as you are eligible, annual verification is required. Please contact the Fund Office for review of the situation.

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QUESTION: I am getting divorced, can my former spouse make self payments to continue coverage?

ANSWER: Yes, ex-spouses can be entitled to COBRA (continuation) coverage if the Plan is notified within the proper time frame. Please contact the Fund Office if you become legally separated or divorced.

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