Information About Your Plan
Name of Plan/Fund - The name of your Plan is the Line Construction Benefit Fund Plan of Benefits. It is commonly called the Lineco Benefit Plan, or Lineco. The name of the Trust Fund through which your Plan is provided is the Line Construction Benefit Fund.
Plan Sponsorship and Administration - Your Plan is sponsored and administered by a joint labor-management Board of Trustees. The Board is divided equally between Trustees appointed by the unions and by Trustees appointed by contributing employers.
Each vice-presidential district of the International Brotherhood of Electrical Workers (IBEW) has a union Trustee representing it, provided that at least one local union in the district has a collective bargaining agreement requiring contributions to Lineco. Union Trustees are appointed by the District Vice President of the IBEW. Employer Trustees are appointed by the corresponding Chapter of the National Electrical Contractors' Association.
The names and addresses of the individual Trustees are listed on pages 101-102.
The Trustees are assisted in the administration of the Fund by a salaried administrator. The salaried administrator and other personnel of the administration office are employees of the Fund. The address of the Fund Administrator is:
Line Construction Benefit Fund
2000 Springer Drive
Lombard, IL 60148
Telephone: 1-(800)-323-7268
Service of Legal Process - The name and address of the agent whom the Trustees have appointed for service of legal process is shown on page 102. Service of legal process may also be made on any Trustee.
Source of Contributions/Plan Participation - The Fund receives contributions from employers who have entered into collective bargaining agreements with any local union affiliated with the IBEW and which have a clause requiring contributions to Lineco, and from employers who have participation agreements with the Trustees to provide coverage for their employees who are not bargaining unit employees. Contributions are made monthly to the Fund and enable employees working under such agreements to participate in the Fund.
Employees are entitled to participate in this Plan if they work under one of the collective bargaining agreements or participation agreements and if their employers make the required contributions to the Fund on their behalf. Administrative employees of the Fund are also entitled to participate in the Plan.
The Fund also receives self-payments from employees, retirees and dependents for the purpose of continuing coverage under the Plan.
Accumulation of Assets/Payment of Benefits - Employer contributions and employee, retiree and dependent self-payments are received and held in trust by the Trustees pending the payment of benefits, insurance premiums and administrative expenses.
The Fund provides medical, surgical, hospital, disability, dental and vision benefits on a self-insured basis. When benefits are self-insured, the benefits are paid directly from the Fund to you. The self-insured benefits payable by the Fund are limited to the Fund assets available for such purposes.
The Fund provides Life Insurance and Accidental Death and Dismemberment Insurance benefits through Trustmark Insurance Company. This Benefit Plan is not an insurance policy and no benefits other than the Life Insurance and AD&D Insurance are provided by or through an insurance company. The insurance company's name and address is: Trustmark Insurance Company, 400 Field Drive, Lake Forest, IL 60045. The description of benefits provided in this Summary Plan Description is subject to all the provisions, conditions, limitations and exclusions of the insurance contract between the Fund and Trustmark Insurance Company.
Plan/Fund Year - The Fund's financial records are maintained on a 12-month fiscal year basis, beginning January 1 and ending December 31 of each year.
Plan/Fund Identification Numbers - The Employer Identification Number (EIN) assigned to this Fund by the I.R.S. is 36-6066988. The Plan Number (PN) assigned to the Plan of Benefits is 501.
The Plan Document that governs your Plan includes other general provisions. If you want to read the entire list of the Plan's general provisions, you can write to the Fund Office for a copy.