Saving Tips

1. Use the Prescription Drug Program wisely.
   • Ask for generics.
   • Use the mail-order pharmacy.
2. Use Blue Card PPO hospitals and doctors.
   • PPO negotiated fees are usually lower.
   • Lower out-of-pockets expenses.
3. Remember the special rules and programs for mental health claims.
   • All mental/substance treatment (each visit) MUST be precertified by the MAP.
   • All treatment requirements must be completed in full.
   • 6 free visits with a MAP counselor.
4. Use dentists in the Dental Network of America (DNoA).
   • Fees are usually lower.
   • Lower out-of-pocket expenses.
5. Precertify all inpatient medical or surgical hospital admissions.
   • Reduces excessive expenses.
   • $250 noncompliance deductible applies.
6. Complete the Prenatal Care Program.
   • $500 for well-child care if you complete program.
   • Prevent complications of pregnancy.
7. Respond promptly to all requests from the Fund Office.
   • Lack of information can cause delay or denial.
   • Always send primary plan's benefit explanation.
   • Call the Fund Office if you have any question about what is needed. Don't wait!
8. Know what is covered and what is not.
   • File work-related claims through your employer - Lineco doesn't cover these claims.
   • Only medically necessary services and supplies are covered.
   • Read the list of exclusions and limitations in your booklet.
9. Know whether or not you are eligible before incurring expenses.
   • Do you have enough hours?
   • Enroll your dependents.
   • If you divorce, remarry, or have a child, you must inform the Lineco Fund Office.
   • Register with the IBEW's Electronic Reciprocal Transfer System (ERTS) if you work outside of Lineco's jurisdiction.
10. Let Lineco know when you move.
    • Don't miss important announcements.
    • You can use the change from on the Lineco's web site (www.lineco.org)