ANSWER: Under the COBRA coverage provision, qualifying individuals can make self-payments for continued coverage (called COBRA coverage) if coverage terminates due to a reduction in your hours, termination of your employment (including retirement), your death, your divorce or legal separation, or if a child ceases to meet the definition of a dependent. Please call the Fund office to notify LINECO immediately of a dependent qualifying event or to elect COBRA coverage. Notices are sent automatically to employees who have lost eligibility for a lack of hours.
ANSWER: Yes, ex-spouses can be entitled to COBRA coverage if the Plan is notified within 60 days of divorce/legal separation. Please contact the Fund office immediately if you become legally separated or divorced.
ANSWER: Yes, a child's failure to meet the Plan's definition of a dependent can entitle them for COBRA coverage.
ANSWER: Normal COBRA coverage is for up to 18 months (36 months for ex-dependents) if your coverage terminates due to a reduction in your hours or termination of your employment (including retirement).
ANSWER: There are 3 choices of plans: Medical only; Medical/ Dental/Vision; or Medical/Dental/ Vision/Life. For Utility members there are 2 choices of Plans: Medical only or Medical/Dental/Vision.
ANSWER: Once you elect COBRA, coupons will be mailed to you with instructions and due dates. Please contact the Fund Office with any questions.
As of March 2018, the COBRA Rates are as follows:
|Medical Benefits Only||$973.00|
|Medical, Dental & Vision||$1,052.00|
|Medical, Dental, Vision & Life**
*Life insurance on employee only
|Utility Employees (REA)|
|Medical Benefits Only||$1,398.00|
|Medical, Dental & Vision
(plan with Life Insurance not available for utility employees)
ANSWER: The self payments rates are reviewed yearly by the Board of Trustees.
ANSWER: Short Hours self-payments are a separate offering of up to 6 months continuation of coverage for employees who do not have sufficient hours in a particular eligibility month. For some employees it may be cheaper to make a Short Hours self payment than to make a COBRA self payment; you can choose which is best for you. A letter is sent to those who may be eligible explaining the rules for Short Hours self payments along with the COBRA notice.
LINECO is a multiemployer self-funded, self-administered welfare benefit plan set up to provide medical, dental, vision, and disability benefits as well as Life Insurance for outside members of the International Brotherhood of Electrical Workers working under bargaining agreements between the International Brotherhood of Electrical Workers and the National Electrical Contractors Association.
Descriptions of benefits on this website do not constitute a guarantee of coverage or payment--all claims are subject to eligibility and Plan limitations at the time services are rendered.