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Frequently Asked Questions

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Retiree Coverage

What is LINECO's Retiree Plan?
How do I qualify for the Retiree Plan?
What if I am totally disabled?
Are there different options for the Retiree plan?
Are there different rates depending on who will be covered and whether the covered persons have Medicare?
Can I enroll online?
What about Medicare Part D prescription drug plans, should I enroll?
Does the plan coordinate coverage with Medicare?




QUESTION: What is LINECO's Retiree Plan?

ANSWER: LINECO has a special Retiree plan. Please contact the Fund Office if you should have any questions or wish to enroll.

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QUESTION: How do I qualify for the Retiree Plan?

ANSWER: For early and normal retirements there are 5 requirements. Please refer to the Retiree section of the SPD.

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QUESTION: What if I am totally disabled?

ANSWER: Being disabled may qualify you for the Retiree plan. Please refer to the SPD for the requirements.

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QUESTION: Are there different options for the Retiree plan?

ANSWER: Yes, there are 2 Retiree plans: Medical only or Medical/Dental/Vision. Click here for rates or contact the Fund office.

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QUESTION: Are there different rates depending on who will be covered and whether the covered persons have Medicare?

ANSWER:

Yes, there are different rates. Rates vary according to number of people covered and whether they have Medicare. The following are rates effective March 1, 2018:

Option 1:
Medical Benefits Only
Option 2:
Medical, Dental, Vision
Both Employee and Spouse have Medicare $   512.00 $   552.00
One of them has Medicare $   971.00 $1,020.00
Neither of them has Medicare $1,433.00 $1,488.00
Single with Medicare $   256.00 $   276.00
Single without Medicare $   717.00 $   743.00
Single with Medicare (covering at least 1 child) $   384.00 $   414.00
Single without Medicare (covering at least 1 child) $   845.00 $   871.00


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QUESTION: Can I enroll online?

ANSWER: No, at this time you need to contact the Fund office to enroll.

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QUESTION: What about Medicare Part D prescription drug plans, should I enroll?

ANSWER: LINECO does not encourage you to enroll because then you would have to drop LINECO's prescription coverage.

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QUESTION: Does the plan coordinate coverage with Medicare?

ANSWER: Yes. If you and/or your spouse are eligible to participate in Medicare, this Plan's benefits will be calculated as though benefits under Medicare Part A and Part B have been paid, whether or not you actually enrolled in both Parts. You and your spouse should enroll in both Part A and Part B as soon as you are eligible to do so.

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About Line Construction Benefit Fund

LINECO is a multiemployer self-funded, self-administered welfare benefit plan set up to provide medical, dental, vision, and disability benefits as well as Life Insurance for outside members of the International Brotherhood of Electrical Workers working under bargaining agreements between the International Brotherhood of Electrical Workers and the National Electrical Contractors Association.


Descriptions of benefits on this website do not constitute a guarantee of coverage or payment--all claims are subject to eligibility and Plan limitations at the time services are rendered.

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